West 34th Street

AI Mode Conversation: best fidelity index fundsYou said: best fidelity index fundsbest fidelity index fundsThe best Fidelity index funds are ultra-low-cost core portfolio builders: FXAIX (Fidelity 500 Index Fund), FSKAX (Fidelity Total Market Index Fund), and FZROX (Fidelity Zero Total Market Index Fund).Large-Cap and Total Market FundsFidelity 500 Index Fund (FXAIX): Tracks the S&P 500 with a tiny 0.015% expense ratio ($1.50 yearly per $10,000 invested). It is a hands-off favorite for large-cap U.S. exposure.Fidelity Total Market Index Fund (FSKAX): Covers over 3,700 U.S. stocks across all market caps, charging a 0.015% expense ratio.Fidelity ZERO Total Market Index Fund (FZROX): Offers total U.S. market coverage with a 0.00% expense ratio (no fees), though it uses a proprietary Fidelity index rather than tracking standard external benchmarks.International and Specialized FundsFidelity International Index Fund (FSPSX): Tracks developed international markets outside the U.S. with a low 0.035% expense ratio.Fidelity ZERO International Index Fund (FZILX): Provides broad international diversification across developed and emerging regions with a 0.00% expense ratio.Fidelity Extended Market Index Fund (FSMAX): Covers U.S. mid- and small-cap stocks not included in the S&P 500 for a 0.035% expense ratio.If you'd like, let me know:Your investment goal (retirement, general savings, etc.)Your preferred account type (taxable brokerage, IRA, etc.)I can help you build a custom asset allocation using these funds.AI responses may include mistakes. For financial advice, consult a professional. Learn more6 sitesAny recommendations for a index fund? : r/fidelityinvestments - RedditComments Section * FidelityLinsey. MOD - 2y ago. - Stickied comment. Kudos to you for prioritizing your investing knowledge so you...Reddit12 Best Fidelity Index Funds in 2026 - NerdWalletLike other legacy brokers, Fidelity has a big collection of index funds to choose from. Some track broad market indexes, while oth...NerdWallet7 Best Fidelity Mutual Funds to Buy and Hold | Investing | U.S. NewsTable_title: 7 Best Fidelity Mutual Funds to Buy and Hold Table_content: | Fund | Expense Ratio | | --- | --- | | Fidelity 500 Ind...U.S. News - MoneyShow allgood growthThe best Fidelity options for targeted growth are FSPGX (Fidelity Large Cap Growth Index Fund) and FNCMX (Fidelity Nasdaq Composite Index Fund) for passive index investing, or FBGRX (Fidelity Blue Chip Growth Fund) if you prefer an actively managed approach.Low-Cost Growth Index FundsFidelity Large Cap Growth Index Fund (FSPGX): This fund tracks the Russell 1000 Growth Index. It targets large U.S. companies with strong growth traits for a tiny 0.035% expense ratio. It features heavy weights in mega-cap technology leaders like Apple, Microsoft, and Nvidia.Fidelity Nasdaq Composite Index Fund (FNCMX): This option tracks the entire Nasdaq Composite Index, capturing over 3,000 stocks. It charges a 0.29% expense ratio. Because it skips the NYSE, it is naturally heavily concentrated in tech, innovation, and biotechnology.High-Performing Active Growth FundsFidelity Blue Chip Growth Fund (FBGRX): This fund is actively managed by a professional portfolio manager targeting well-established companies with superior long-term earnings potential. It features a higher 0.61% expense ratio but historically rewards investors with aggressive outperformance during tech-driven market rallies.Fidelity Growth Company Fund (FDGRX): A legendary aggressive growth fund focused on emerging businesses and tech innovation. It carries a 0.62% expense ratio. Note: This fund is generally closed to new retail investors unless accessible through a workplace 401(k) plan.If you want to choose between these, let me know:Do you prefer a passive index fund (cheaper) or an actively managed fund (potential to beat the market)?What is your risk tolerance for the volatile ups and downs of tech-heavy portfolios?I can help you pinpoint the precise choice for your strategy.15 sitesFSPGX - Fidelity ® Large Cap Growth Index FundFidelity® Large Cap Growth Index Fund. No Transaction Fee footnote 1. Monthly Fact Sheet (PDF). Prospectus. Compare. +Watch List. ...Fidelity InvestmentsThe 4 Best Fidelity Index Funds To Own For LifeMay 16, 2025 - the next index fund that is the Fidelity Large Cap Growth Index Fund with the ticker. FSPGX. now this fund is designed to track th...13:19YouTube·Danny Sully12 Best Fidelity Index Funds in 2026 - NerdWalletJun 4, 2026 - Table_title: 4 free Fidelity index funds Table_content: | Ticker | Name | Performance (one year) | | --- | --- | --- | | FZIPX | F...NerdWalletShow allhow to invest 401 roll overTo invest a 401(k) rollover, you must transfer the funds into an Individual Retirement Account (IRA) to maintain their tax-advantaged status and open up thousands of low-cost investment options.Step 1: Open Your Rollover IRAMatch tax types: Open a Traditional IRA for pre-tax 401(k) funds or a Roth IRA for Roth 401(k) funds.Choose a custodian: Pick a low-cost provider like Fidelity Investments, Charles Schwab, or Vanguard.Avoid tax penalties: Opening the correct account type prevents the IRS from viewing your transfer as a taxable distribution.Step 2: Request a Direct RolloverContact old provider: Call the administrator managing your former employer's 401(k) plan.Choose "Direct Rollover": Request a direct transfer so funds move straight from your old plan to your new IRA.Payee check details: If they mail a paper check, ensure it is payable directly to your new custodian (e.g., "Fidelity Management Trust Company FBO [Your Name]").Never cash it: Do not let them make the check payable directly to you, or they will withhold 20% for taxes.Step 3: Deposit and Invest the CashCheck the account: Confirm the money arrived and shows up as a "cash" or "money market" balance.Select your funds: Use your cash balance to manually purchase your chosen funds; the rollover does not invest itself automatically.Build a portfolio: Select from the low-cost Fidelity index and growth options we reviewed earlier to match your strategy.Three Asset Allocation FrameworksOption 1: The Aggressive Growth Strategy (Best for ages 20-40)70% Core U.S. Stocks: Split between Fidelity 500 Index (FXAIX) and Large Cap Growth (FSPGX) for high capital appreciation.20% International Expansion: Allocate to Fidelity International Index (FSPSX) for global market coverage.10% Safety Buffer: Allocate to Fidelity U.S. Bond Index (FXNAX) to cushion against market volatility.Option 2: The Moderate Balanced Strategy (Best for ages 40-55)50% Core U.S. Stocks: Focus primarily on a broad index like Fidelity Total Market Index (FSKAX).20% International Expansion: Maintain exposure via Fidelity International Index (FSPSX).30% Safety Buffer: Secure a larger portion in fixed income via Fidelity U.S. Bond Index (FXNAX).Option 3: The Turnkey Hands-Off Strategy (Best for all ages)100% Target Date Fund: Choose a Fidelity Freedom Index Fund matching your estimated retirement year (e.g., Fidelity Freedom Index 2055 Fund).Automatic Rebalancing: The fund automatically shifts from aggressive growth to conservative bonds as you get closer to retirement.Verify the name: Ensure you select the "Index" version of these funds to keep your expense ratios ultra-low.To help narrow down the right investment mix for this rollover, tell me:What is your current age or estimated retirement target year?Are these funds pre-tax (Traditional) or post-tax (Roth) balances?AI responses may include mistakes. For financial advice, consult a professional. Learn more19 sitesHow to roll over your 401(k) retirement accountNov 22, 2023 - Rolling your money to an IRA ( individual retirement account ) is another option. An IRA ( individual retirement account ) typical...Prudential FinancialWhat is a 401(k) rollover and how does it impact my financial future?Sep 11, 2023 - Preserve tax-advantaged growth: One of the significant advantages of a 401(k) rollover to an IRA ( Individual Retirement Account )Park National BankHow to roll over a 401(k) into a gold IRAApr 7, 2026 - Investors first establish an IRA ( individual retirement account ) with a custodian that offers precious metals. The rollover is t...Yahoo FinanceShow allno who should i invest this moneyYou should invest this money by selecting a portfolio that matches your age and timeline, utilizing the Fidelity funds we previously discussed. Because you are choosing to build this portfolio yourself, you must allocate the cash manually.Step 1: Pick One Strategy Based on Your AgeStrategy 1: Aggressive Growth (Ages 20-40)70% U.S. Stocks: 50% in Fidelity 500 Index (FXAIX) and 20% in Large Cap Growth Index (FSPGX) for high tech-driven returns.20% International: 20% in Fidelity International Index (FSPSX) to capture global growth.10% Safety Buffer: 10% in Fidelity U.S. Bond Index (FXNAX) to stabilize your portfolio.Strategy 2: Moderate Balanced (Ages 40-55)50% U.S. Stocks: 50% in Fidelity Total Market Index (FSKAX) for broad, all-cap domestic exposure.20% International: 20% in Fidelity International Index (FSPSX).30% Safety Buffer: 30% in Fidelity U.S. Bond Index (FXNAX) to protect against downturns.Strategy 3: The Automated "Hands-Off" Mix (Any Age)100% Target Date Fund: Put all the money into a single Fidelity Freedom Index Fund matching your target retirement year (e.g., Fidelity Freedom Index 2055 Fund).Zero Maintenance: Fidelity will automatically manage, rebalance, and de-risk this fund for you over the next several decades.Step 2: Calculate Your Exact Purchase AmountsIf you want to manage the portfolio yourself using the Aggressive Growth Strategy, here is exactly how much money to assign to each fund based on your total rollover size:Total Rollover50% FXAIX (Core U.S.)20% FSPGX (Growth U.S.)20% FSPSX (Int'l)10% FXNAX (Bonds)$10,000$5,000$2,000$2,000$1,000$50,000$25,000$10,000$10,000$5,000$100,000$50,000$20,000$20,000$10,000Step 3: Execute the Trades in Your AccountLog into your Fidelity online portal.Click the "Trade" button in the top menu.Select your Rollover IRA from the account dropdown list.Set the transaction type to "Buy".Enter the Fund Ticker (e.g., FXAIX) and input the calculated Dollar Amount.Submit the order and repeat the process for your other chosen funds.To ensure your cash is placed into the exact right mix, let me know:What is your approximate age right now?What is the total dollar amount of your 401(k) rollover?AI responses may include mistakes. For financial advice, consult a professional. Learn more7 sitesThe Risky Retirement Investing Move No One Talks AboutMay 10, 2026 - A balanced portfolio that's age-appropriate could be your ticket to meeting your savings goals.The Motley FoolInvesting questions: currently with Northwestern Mutual. : r/personalfinanceJun 25, 2023 - You sell whatever your "advisor" (ahem... salesperson) has you in and buy a Target Date INDEX fund corresponding to your year of a...RedditHow do I convince my gf to start a roth IRA : r/BogleheadsJun 9, 2024 - 100% VT or target date fund so it has everything and there is no tinkering would probably help.RedditShow all### **Brand-New Studio | Elevator & Laundry | East Village**

Beautifully renovated studio with modern finishes in the heart of the East Village, just moments from Union Square.

### Highlights

✔ Brand-new renovation
✔ Hardwood floors
✔ Modern kitchen
✔ Dishwasher
✔ Renovated bathroom
✔ Great natural light
✔ Elevator building
✔ Laundry room
✔ Prime East Village location

**Honest listings. Clear guidance. Your NYC rental advisor.**
Application Fee: $20 rewrite ad one paragraphThis brand-new, beautifully renovated East Village studio offers modern finishes and excellent natural light just moments from Union Square. Located in a prime elevator building equipped with a laundry room, the apartment features pristine hardwood floors, a completely updated bathroom, and a modern kitchen complete with a dishwasher. Offered with honest listings and clear guidance from your NYC rental advisor, this premium property requires only a standard $20 application fee to apply.Modern Spacious Bright Morning Studio, Midtown Central w/Doorman, Laundry, A/C, Dishwasher & NO Broker's Fees!

**Discover a bright, spacious studio that blends convenience with style.**
This well‐maintained unit features an open layout, a separate kitchen, and plenty of storage space-all located in a prime Midtown location with easy access to the subway. The building offers a full‐time doorman, a live‐in superintendent, and a host of resident amenities that make city living effortless. ~Ju...
Application Fee: $20 sameThis bright, spacious, and well-maintained Midtown Central studio offers an open layout with separate kitchen, modern dishwasher, air conditioning, and abundant storage space, all with absolutely no broker's fees. Situated in a prime, highly accessible location near the subway, this modern morning studio is housed within a premier building featuring a full-time doorman, live-in superintendent, and convenient on-site laundry facilities. Perfect for effortless city living, this exceptional property can be applied for today with just a standard $20 application fee.$3,795
1 Beds | 1 Baths

1 Bedroom Available Now in Kips Bay!

Unit includes

- washer/dryer
- hardwood floors
- dishwasher
- exposed brick
make new 20 application feeThis beautifully detailed $3,795 Kips Bay one-bedroom apartment is available for immediate move-in and features timeless exposed brick, pristine hardwood floors, a dishwasher, and the ultimate city convenience of an in-unit washer and dryer. Located in a vibrant and accessible neighborhood, this exceptional home is ready to secure today with a standard $20 application fee.$3,750
0 Beds | 1 Baths

Studio Apartment - 508 sq ft | Midtown South, New York, NY

Enjoy the convenience of a thoughtfully designed studio in a bustling Midtown South location. Designed for comfort and flexibility, this unit offers the perfect blend of indoor living space and shared building amenities.

**Key Features**

- 1 full‐bath with modern fixtures
- Spacious open living area
- Full kitchen and dining nook
- Ample closet space
- Quiet and well‐lit interior
- Built‐in storage solutions
- Energy‐efficient ...
Application fee: $20 or less per applicant
First Month's Rent
1 Month Security Deposit make newThis thoughtfully designed $3,750 Midtown South studio apartment offers 508 square feet of comfortable, flexible indoor living space paired with excellent shared building amenities. The well-lit, quiet interior features a spacious open layout, a full kitchen with a dining nook, built-in storage solutions, ample closet space, and a modern full bathroom. Move-in requirements include the first month's rent, a one-month security deposit, and a standard application fee of just $20 or less per applicant.5 sitesAddison Hall #509 - Studio Co-op at 457 West 57th StreetThis bright and quiet charming studio apartment is a great value. This gorgeous unit features 2 large side by side windows for nat...City RealtyApartments in 32086As you enter, you'll immediately notice the open-concept layout that maximizes space and natural light, creating a welcoming atmos...Lofts at SoDo444 East 87th Street #2H in Yorkville, ManhattanSouthern exposures provide the apartment with great light all day, and there is excellent storage space throughout. A full wall of...StreetEasyShow all$3,795
1 Beds | 1 Baths

Details about this listing can be obtained from your professional real estate agent. Please inquire for more information.
Amenities

Central Air
Common Outdoor Space
Common roof deck
Full-time doorman
Hardwood Floors
Laundry in building
On-site laundry
Package Room
Pets - Dogs ok
Private outdoor space
Courtyard
Dishwasher
Pre-War
View
Washer/Dryer
newThis premium $3,795 pre-war one-bedroom apartment blends classic character with modern luxury, featuring central air, pristine hardwood floors, a dishwasher, a scenic view, and an in-unit washer and dryer. Housed in a full-service, dog-friendly building with a full-time doorman, a package room, and on-site laundry facilities, residents enjoy spectacular building amenities including a courtyard, a common outdoor space, and a common roof deck, alongside their own private outdoor space. Available to secure today with a standard $20 application fee, further details about this exceptional listing can be obtained from your professional real estate agent.5 sites1 Christopher Street: Apartments for RentApr 27, 2026 - Common features include hardwood floors, windowed kitchens equipped with dishwashers, and ample closet space. The building provide...City Realty294 Bronxville Road #1H&G, Bronxville, NY For Sale | Julia B. Fee Sotheby's RealtyEvery inch has been renovated for today's lifestyle and elegance abounds. Walk in closets. Wine fridge. The maintenance shown is w...William Pitt Sotheby's Realty40 West 127th Street #23 in Central Harlem, ManhattanAug 6, 2024 - Building has a package room!StreetEasyShow all$3,750
0 Beds | 1 Baths

🏙️ SPACIOUS RENOVATED STUDIO | LUXURY AMENITIES | HERALD SQUARE

✨ NOW LEASING - IN-PERSON & VIRTUAL TOURS AVAILABLE ✨

🏡 No Security Deposit for Qualified Applicants
🔑 The Guarantors Accepted (Qualified Applicants May Receive Partial Reimbursement of The Guarantor Fee)
💻 In-Person & Virtual Tours Available

Welcome home to this spacious studio residence in the iconic Herald Towers. Thoughtfully designed with modern finishes, oversized closets, and a newly renovated kitchen, this home o...
newThis spacious and thoughtfully designed $3,750 renovated studio apartment in the iconic Herald Towers features a brand-new kitchen, modern finishes, oversized closets, and access to premium luxury amenities in the heart of Herald Square. The unit is available for immediate leasing with both in-person and virtual tours available, requiring no security deposit for qualified applicants and accepting options like The Guarantors with potential partial fee reimbursement. Perfect for high-end Manhattan living, this exceptional property can be applied for today with a standard $20 application fee.5 sites770 Ocean Parkway #1D in Midwood, BrooklynWelcome to this fully renovated studio located in the Midwood area! This oversized studio has recently been painted, and the floor...StreetEasy246 West 4th Street #2R in West Village, ManhattanRenovated studio apartment featuring a brand new kitchen, stainless steel appliances, and a modern HVAC system.StreetEasy450 Rockaway Parkway #1F in Brownsville, BrooklynJun 25, 2025 - This beautifully renovated spacious Studio apartment is move-in ready.StreetEasyShow all$3,800
0 Beds | 1 Baths

Looking for an apartment in New York City? Here's a taste of what's out there right now, And if this one is not quite right, no problem. I have plenty of other options across the city in every price range and neighborhood. Here is why it is worth working with me instead of scrolling listings on your own. I am friendly, I am responsive, and I will actually go find your next apartment with you, not just send you links. Why spend your days staring at pictures online and getting nowhere? When you work with me, I will not only get you in the door to see apartments in person, I can help get you approved and cut out the guesswork. No more endless internet searching, no more dead ends. Let's find your next place together.
Contact David to get started. newThis spacious $3,800 New York City studio apartment is currently available for rent and serves as a prime example of the exceptional properties on the market today. By working with David, an incredibly friendly and responsive rental advisor, you can skip the endless online searching and dead ends to view this property and many other unlisted units across every neighborhood and price range in person. Providing dedicated, hands-on guidance through the entire viewing and approval process, this seamless apartment hunt can be initiated today for a standard $20 application fee by contacting David directly to get started.0 BR1 BH$3,700
Availability08/26/2026
Added07/22/2026
Updated07/28/2026
FeesNo Fee/OP
Description

Now Leasing. In-Person and Virtual Tours Available.

LARGE STUDIO WITH NEWLY RENOVATED APPLIANCES
No Fee Residences
No Security Deposit for Qualified Applicants
The Guarantors Accepted; *We will reimburse part of The Guarantor's fee for qualified applicants*

Herald Towers is a million square foot residential gem in the heart of New York City's Herald Square. Soaring 25 stories high, the building houses 690 luxury rental homes. Residences feature luxurious new kitchens and bathrooms and include over-sized closets.
Ideally located, Herald Towers is nestled where nearly all of New York's major subway lines converge and is only a couple of blocks away from the PATH Train, Penn Station, Port Authority and Grand Central.

Brand New Amenities:
- 24-Hour Doorman & Concierge
- 25th Floor Sky Bridge Residents Lounge & Solarium
- Billiards Room
- Caf Bar
- Library & Co-working space
- Rooftop Terrace with Lounge Seating and Iconic Manhattan Skyline Views
- Brand New State of the Art Fitness Center with Peloton Bikes
- Complimentary Fitness Classes
- Laundry Room & Service
- In-House Dry Cleaning and Tailoring
- Wifi Throughout Common Areas

Please call the leasing department for further details. Walk-ins welcomed; no appointment needed!
Leasing Department Hours:
Monday Friday 10:00am to 6:00pm, Saturday 10:00am to 5:00pm, Sunday 11am - 4pm

*Last tour 30 minutes before closing
*Restrictions may apply. Inquire for more details.

OCCUPIED UNIT: SHOWING BY APPOINTMENT ONLY
OPEN HOUSE HOURS: Weekdays 10:00 AM- 5:00 PM newThis spacious, no-fee $3,700 studio apartment at the iconic Herald Towers in Herald Square is available for an August 26, 2026 move-in and features luxurious oversized closets alongside a newly renovated kitchen and bathroom. The 25-story luxury residential building offers an unparalleled commuter location near major subways, Penn Station, and the PATH train, complete with premium amenities including a 24-hour doorman, a state-of-the-art fitness center with Peloton bikes, a 25th-floor Sky Bridge lounge, and a rooftop terrace boasting iconic skyline views. Currently available for virtual or in-person tours by appointment, this exceptional residence requires no security deposit for qualified applicants, accepts structural options like The Guarantors with a partial fee reimbursement, and can be applied for today with a standard $20 application fee.shorth with out open houseThis no-fee $3,700 studio apartment at Herald Towers in Herald Square is available for an August 26, 2026 move-in and features an oversized layout with a newly renovated kitchen and bathroom. The luxury 25-story building sits at a prime transit hub near major subways and Penn Station, offering top-tier amenities like a 24-hour doorman, a rooftop terrace with skyline views, a fitness center with Peloton bikes, a resident lounge, and an on-site laundry facility. Available for virtual and in-person viewings, the residence requires no security deposit for qualified applicants, accepts corporate guarantors with partial fee reimbursements, and can be secured today with a standard $20 application fee.

Pictures contain photos from similar units in the same building

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NYC Tenants: Know Your Rights

This apartment's rent is 2.63% cheaper than the median rent of $3,800 for a studio apartment in Midtown South, New York, NY.

The median is solely based on the area and the number of bedrooms. Listing-specific characteristics such as the number of bathrooms and the amenities will also impact the price.

The apartment is a unit offered at a monthly price of $3,700. This is a luxury doorman / elevator building. The building also boasts a fitness center to help residents stay in great shape. The manager allows pet cats but does not seem to allow dogs. As always, you should ask as early in the process as possible if you have any questions regarding the pet policy. This is a No Fee apartment, meaning the manager or agent should not ask you for a broker fee (there may still be deposits and other move-in fees paid to the landlord).

We have 3 photos of this particular unit, building, and surrounding areas.

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